Laurie Cappuccio, CBR specializing in MA Real Estate | Veterans Way Development in Reading


A home inspection enables a buyer to examine a residence and identify any underlying structural issues. Plus, the assessment allows a buyer to receive a report that details a home inspector's findings to help him or her determine how to proceed in the homebuying journey.

Ultimately, it helps to prepare as much as possible before you conduct a home inspection. If you allocate time and resources to get ready for a home inspection, you'll be better equipped than ever before to achieve the best-possible inspection results.

Let's take a look at three tips to help you prepare for a home inspection.

1. Hire an Expert Home Inspector

There is no shortage of home inspectors for hire in cities and towns nationwide. However, differentiating an average home inspector from an expert one can be difficult.

When it comes to getting ready for a home inspection, it pays to hire an expert to assess a residence both inside and out. Because if you have an expert home inspector at your side, you can learn about myriad home problems before you finalize a house purchase.

To find an expert home inspector, it helps to reach out to home inspectors in your area. Learn about each home inspector's expertise and ask for client referrals. After you perform an extensive evaluation of home inspectors, you can hire an expert home inspector to assess any residence, at any time.

2. Develop a Game Plan

If you want to achieve the optimal results during a home inspection, it helps to enter the inspection with a plan in hand. That way, you can evaluate all aspects of a residence and improve your chances of identifying both minor and major home issues.

Ensure your home inspection plan includes assessments of a house's interior and exterior, as well as a residence's attic, basement and roof. Also, you should test a home's heating and cooling system during an inspection.

3. Consult with a Real Estate Agent

A home inspection may prove to be difficult if you fail to plan accordingly. Luckily, if you hire a real estate agent, you can get the support you need to maximize the value of a home inspection.

Typically, a real estate agent will guide you along the homebuying journey. Once a seller accepts your offer on a home, a real estate agent can put you in touch with the best home inspectors in your area. Then, you, your real estate agent and your home inspector can work together to perform a successful home evaluation.

A real estate agent will provide plenty of assistance after a home inspection too. And if you are uncertain about how to proceed with a house after an inspection, a real estate agent can offer recommendations to help you make an informed decision.

Want to take the guesswork out of a home inspection? Use the aforementioned tips, and you can prepare for an upcoming home inspection.


Credit plays an important role in your ability to secure a home loan and to qualify for a low-interest mortgage. However, many first-time homebuyers aren’t aren’t sure about the exact relationship between credit scores and mortgages.

This doesn’t come as much of a surprise considering the many factors that go into your credit score and into your lender’s decision to approve you for a mortgage. So, in this article, we’re going to cover three commonly asked questions that homebuyers have about credit scores and how they’re used by mortgage lenders to determine your eligibility for a home loan.

Will my credit score go down if I check my credit report?

If you’re thinking of buying a home in the near future, one of the first things you’ll want to do is check your credit. However, if you’ve heard that some credit inquiries briefly lower your credit score you might be hesitant to find out.


This common misconception stems from the fact that taking out new lines of credit results in a temporary decrease in your credit score. The difference between checking your credit and a credit inquiry is simple: a credit check you can access for free online through a service like Credit Karma, whereas a credit inquiry is performed by a lender or creditor with whom you’ve applied for credit.

In short, checking your credit score online won’t affect your score. In fact, the major credit bureaus are required to allow you to check your credit for free once per year.

Can I get a loan with low credit?

Increasing your credit score is a lengthy process that requires careful financial management. Many people who have had difficulties paying off bills, loans, and credit cards will have to rebuild their credit. Or, if you’re young and don’t have a diverse history of credit payments, you’ll be starting from scratch to build your score.

If you’re hoping to get an FHA (first-time homeowner loan), the lowest your score can be is 580. However, that doesn’t mean you should always take a loan with a low credit score. When you don’t have a good credit history, lenders will seek other ways to guarantees their investment. This comes in the form of higher interest rates or PMI (private mortgage insurance) which you’ll have to pay on top of your monthly home insurance and mortgage payments.

Will applying for a home loan affect my credit?

Simply stated, yes. However, applying for a loan or get preapproved is considered a credit inquiry and won’t leave any lasting negative on your credit score. Making several inquiries within a short period of time, however, can significantly lower your score, so choose your inquiries wisely. And, be sure to monitor your credit score on a monthly basis so you have an idea of where you stand along the road to applying for a home loan.


Frequently admired and rightfully so, as this home is LOADED WITH CHARM! Located on a CORNER LOT at the entrance of a WONDERFUL NEIGHBORHOOD! Generous size MUDROOM with CUSTOM BUILT IN cabinets welcomes you as you enter into a WELL APPOINTED kitchen, with plenty of cabinets, GRANITE COUNTERS and an oversize BREAKFAST NOOK. Formal dining room and HARDWOOD THROUGHOUT! FIREPLACE family room with lots of natural light. First floor master bedroom. Sliders lead to a level, oversize deck with a wonderful fenced in yard. Looking for man/woman town? Look no further! A finished lower level offers a BUILT IN BAR for entertaining. All this and in the highly sought after BATCHELDER SCHOOL DISTRICT! What more can you ask for! Don't miss this opportunity to be lucky to call this your home. Showings begin at the first open house on March 9th.

More Info on this Property | New Listing Alerts


223 ELM STREET, North Reading, MA 01864

Single-Family

$489,900
Price

8
Rooms
3
Beds
1
Baths
Frequently admired and rightfully so, as this home is LOADED WITH CHARM! Located on a CORNER LOT at the entrance of a WONDERFUL NEIGHBORHOOD! Generous size MUDROOM with CUSTOM BUILT IN cabinets welcomes you as you enter into a WELL APPOINTED kitchen, with plenty of cabinets, GRANITE COUNTERS and an oversize BREAKFAST NOOK. Formal dining room and HARDWOOD THROUGHOUT! FIREPLACE family room with lots of natural light. First floor master bedroom. Sliders lead to a level, oversize deck with a wonderful fenced in yard. Looking for man/woman town? Look no further! A finished lower level offers a BUILT IN BAR for entertaining. All this and in the highly sought after BATCHELDER SCHOOL DISTRICT! What more can you ask for! Don't miss this opportunity to be lucky to call this your home. Showings begin at the first open house on March 9th.
Open House
Saturday
March 09 at 1:30 PM to 3:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 223 ELM STREET, North Reading, MA 01864    Get Directions

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10 EATON STREET, Reading, MA 01867

Single-Family

$499,900
Price

6
Rooms
3
Beds
1/1
Full/Half Baths
Showings begin at open house on March 7th, 11:30-1:00. Pack your bags, this one is ready for you to MOVE RIGHT IN! Inviting FRONT PORCH, brings you back to those hammock and lemonade stand simpler days! Perfect home for DOWN SIZERS or FIRST TIME HOME BUYERS, offering a special blend of OLD meets NEW. First floor bedroom allowing for an OFFICE OPTION or potential to live on one level. Generous size kitchen, ready to be filled with lots of family/friend dinners and entertaining, STAINLESS STEEL APPLIANCES and an oversize BREAKFAST BAR. UPDATED BATHROOMS. Side street NEIGHBORHOOD within close proximity to Hunt Park, along with the town center and all of the wonderful restaurants and shops down town Reading has to offer. Short ride to TRAIN STATION. This will not last, call today for more information.
Open House
Saturday
March 09 at 11:30 AM to 1:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 10 EATON STREET, Reading, MA 01867    Get Directions

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